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The Myth About Buying, Getting and Achieving
Action Tip: There is nothing that you can buy, get, or achieve that will free you from unhappiness, comparing yourself to others or feeling envious of others. Certain things weren’t meant to...
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Lasting Qualities
Action Tip: Spend your time developing lasting qualities, such as character, wisdom and grace. Live below your means for a richer life.
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Money and Happiness
“Money won’t make you happy, but everybody wants to find out for themselves.” – Zig Ziglar
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Decisions, Time and Options
Action Tip: When you have to make a big decision, ask yourself “How much time do I have before my options change?” This will let you break the big decision down into manageable ones. It will help you...
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Prepare for the Opportunity You Desire
Action Tip: Prepare yourself for the opportunity that you say you want. If not, you may be fantasizing about the outcome you want. Or you may get the opportunity, but it turn into a nightmare because...
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Uniquely Gifted and Love to Do
Action Tip: Match what you are very good at with what you love to do for your vocation. Not what your good friend is doing that’s making her lots of money. Not what you wish you could be doing....
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Use Your Skills as a Stepping Stool to More Pay
Action Tip: If increasing your pay is part of your plan to live below your means, target jobs that pay more money than you currently get. It may sound obvious, but we may find ourselves applying to...
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Know it. See it. Feel it. Be it.
Action Tip: Define what living below your means is and looks like. Know it. See it. Feel it. Be it. To me, living below your means is living off of 75% of my income. I’d save and invest 15% and give...
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Stop Handcuffing Your Happiness, Actions and Life to Money
Action Tip: Living with an “I can’t afford it” or “I don’t have money for that” attitude stifles happiness, joy, fun and living. Try an “I make money for the important things in my life” or “I choose...
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Before the Winner’s Podium
Action Tip: When someone gets something that you desperately wish you had, step back a minute. Don’t just look at them crossing the finish line of their accomplishment. Don’t just look at them shining...
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Are You Going Too Fast for Your Money?
Action Tip: Are you going too fast for your money? Do you spend without knowing how much is in your account? Do you shop without first paying your bills? Do you charge on a credit card without knowing...
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Set It and Forget It
Action Tip: The easiest way to save is to set it and forget it. Direct deposit savings from your paycheck. This is easier and more effective than trying to force yourself to save by sheer will. This...
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Save Money With A Little Thought, Gumption and Courage
Action Tip: Can you turn a budget buster into a money saving opportunity? For instance, suppose your washing machine stops. Instead of contacting a repairman, try looking online for some fix-it tips....
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Update: We Saved 90 Bucks Fixing the Washing Machine
Action Tip Update: I do actually live what I post. My little son and I fixed the washing machine! He is not yet two and was so happy to help. This is what I talk about when I speak about joy....
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Work Together
Action Tip: The most painful, but perhaps the most helpful way to improve finances is for spouses to work together. If you loved each other enough to marry, if you hold hands while you walk, if you...
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Time Trade-Off of Purchases
Action Tip: Don’t buy things that will take time away from the people, things and activities you love. Spend money on things and experiences that will truly enhance your relationships. Live below your...
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Influence Your Children’s Children and Beyond
Quote of the Day: “When you are your best, you influence everyone around you, even the people you will never meet in the future.” – Daniel G. Amen, M.D.
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Retire Mortgage-Free
Action Tip: Pay off your mortgage before you retire. Retire mortgage-free. Live below your means for a richer life.
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Truly and Truthfully Together
Action Tip: When a couple is working together, financial lies are a stranglehold on success and it’s a stranglehold on your essence. If there is something your spouse should know that you are...
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Find Happiness in Small Things
Action Tip: When you don’t feel pleasure in little things, you’ll often seek to achieve really large things to be happy. If and when you reach those large things, you still won’t be happy. Find...
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